Boost your sales with Klarna & ablefy

Offer your customers flexible payment methods and the best checkout experience on the market.

Your advantages with Klarna

Always the right payment method

Whether instant transfer, pay later or installment payments: With Klarna, your customers decide how and when they want to pay.

At the same time, Klarna ensures that you receive your money immediately – before the actual payment is received.

Fewer abandoned purchases, higher sales

Increase your average order value by up to 40% thanks to flexible payment methods.

Checkout with Klarna also ensures a seamless customer experience and up to 20% more conversion.

Get your money immediately. No risk.

No matter which payment option your customers choose, you will receive the full amount immediately.

Klarna bears all fraud and credit risks and takes over the dunning process in the event of non-payment.

Customers prefer Klarna

Your customers know and love Klarna. This increases trust in your business and leads to more sales.

Payments and subscriptions can be easily managed via the Klarna app.

Klarna is one of the top 3 most popular payment methods in Germany.

Highlights

The best shopping experience

New: Klarna for subscriptions

At ablefy you can now also offer Klarna for subscriptions. This means absolute payment security thanks to automatic billing.

Easily update payment plans

Add Klarna as a payment method to all eligible payment plans with one click, instead of updating each plan individually.

Apply for Klarna before checkout

Show on your product page that you offer Klarna as a payment method. This creates trust and increases your conversion.

Klarna for B2C Sales Teams deals

Your sales team members can also use Klarna to close their deals with private individuals and increase their closing rate.

Use Klarna in the DACH market and more than 10 countries

Belgium Germany Finland France Greece Ireland Italy Netherlands Austria Poland Portugal Switzerland Spain United Kingdom

Who or what Klarna is not suitable for

Klarna is only available for B2C purchases up to 5,000 euros - not for B2B. This means only for purchases by private individuals.

Sellers whose annual chargebacks exceeded three percent are also disqualified.

Klarna offers these payment methods

You can offer Klarna for one-off payments and subscriptions.
Your customers have five options when purchasing your products:*

Available payment methods:

Subscriptions
Buy now, pay later with up to 30 days payment term
By direct transfer via credit card or direct debit
Three interest-free installments: upon purchase, after 30 and 60 days
Installment payments with interest between six and 36 months

* Depending on the country and creditworthiness of the buyer.

That's why customers love

Up to 20% more conversion

Klarna stands for customer satisfaction, which increases your conversions – this even transfers to other payment methods in your checkout area

Up to 40% higher order value

Klarna enjoys great acceptance for higher-priced products or bundles, as later payment or installment purchase is possible

100% seller/buyer protection

Zero risk for sellers and buyers with Klarna: with the help of thorough background checks of the seriousness and creditworthiness of all participants

The most important FAQs about Klarna at a glance

Do I need an ablefy account for Klarna?

Yes. Klarna will be linked to your ablefy account. Additional registration with Klarna is not necessary.

How much does it cost me to use Klarna?

1 Euro per transaction plus 2.9% in addition to the regular ablefy transaction fees.

In which seller model can I use Klarna?

In the seller model (selling in your own name)

a) When selling in your own name, you can use Klarna if you are authorized for ablefy Connect. Then you activate Klarna in the payment setup and can then add it to existing or new payment plans as usual. If you only use ablefy Plus, please contact us.

b) If you have your own Stripe account connected, activate Klarna as a payment method within your Stripe account. This may incur additional fees charged by Stripe.

In the reseller model

In the reseller model, you do not need to activate anything, but can add Klarna directly to the payment plans.

Can I assign a payment plan to Klarna?

No. Klarna is only available for one-off payments. However, when paying via Klarna, your customers can choose between immediate payment and buy-now-pay-later options.

Do I get my money immediately through Klarna?

Yes. As a seller, you receive your money immediately, even if your customers have chosen one of the buy-now-pay-later options. Klarna also takes care of debt collection procedures if your customers default on payments. The payment service provider offers your customers flexibility in payment and you as a seller immediate liquidity.

Does Klarna carry out a credit check on my customers?

Yes. As a responsible lender, Klarna carries out a credit check depending on the payment method or service chosen. No credit check is carried out for transactions such as registering with Klarna, downloading the app or paying by direct bank transfer.

A credit check will be carried out for the following options:

• Pay in up to 30 days

• Direct debit for immediate payment

• 3 interest-free installments or Klarna installment payments

• Registration for the Klarna bank account or top-up by direct debit from another bank account

Activate Klarna now in your provider account or register with ablefy and offer the
best checkout experience.